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	<title>Better Business Bureau Consumer Alert &#187; debt relief</title>
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		<title>Smart Solutions Financial Services Promised To Fix Credit, Broke Promises Instead, Customers Tell BBB</title>
		<link>http://tucsoncitizen.com/bbbconsumeralert/2011/08/30/smart-solutions-financial-services-promised-to-fix-credit-broke-promises-instead-customers-tell-bbb/</link>
		<comments>http://tucsoncitizen.com/bbbconsumeralert/2011/08/30/smart-solutions-financial-services-promised-to-fix-credit-broke-promises-instead-customers-tell-bbb/#comments</comments>
		<pubDate>Tue, 30 Aug 2011 17:00:10 +0000</pubDate>
		<dc:creator>Nick LaFleur</dc:creator>
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		<description><![CDATA[Frustrated customers of a Smart Solutions Financial Services company say the business abandoned them after charging them hundreds of dollars each to repair their credit or help them buy homes. One woman said her involvement with Smart Solutionsultimately could cost her more than $20,000 if she is forced out of her house.  Another said that [...]]]></description>
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		<title>Tips on Understanding Debt Management Programs</title>
		<link>http://tucsoncitizen.com/bbbconsumeralert/2011/08/23/tips-on-understanding-debt-management-programs-3/</link>
		<comments>http://tucsoncitizen.com/bbbconsumeralert/2011/08/23/tips-on-understanding-debt-management-programs-3/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 23:17:40 +0000</pubDate>
		<dc:creator>Nick LaFleur</dc:creator>
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		<category><![CDATA[how to get out of debt]]></category>
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		<description><![CDATA[When faced with overwhelming credit card debt, as many of us are in this recessionary era, we’re awash with options on how to deal with the debt: handle it on our own; try debt settlement; obtain a debt consolidation loan; file for bankruptcy; tap home equity, or join a debt management program through a credit [...]]]></description>
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		<title>How to Choose a Credit Counseling Agency</title>
		<link>http://tucsoncitizen.com/bbbconsumeralert/2010/12/08/how-to-choose-a-credit-counseling-agency/</link>
		<comments>http://tucsoncitizen.com/bbbconsumeralert/2010/12/08/how-to-choose-a-credit-counseling-agency/#comments</comments>
		<pubDate>Wed, 08 Dec 2010 20:56:05 +0000</pubDate>
		<dc:creator>Nick LaFleur</dc:creator>
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		<description><![CDATA[If you are knee deep in debt and unable to pay your bills, credit counseling can be a financial lifesaver. A credit counseling agency may arrange a debt repayment plan, a creditor-approved arrangement that allows you to repay your unsecured debts at reduced interest rates. In these plans, you deposit money each month with the [...]]]></description>
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