“Open Season” For Health Care Plans Promises To Be Uglyby Don on Nov. 01, 2010, under Uncategorized
Normally, by this time of year, I have my company’s health care plan options for the coming year. They’re late this year. (Are yours late, too?)
After reading these comments from conservative blogs, it’s obvious that some people have already gotten the news. Very, very bad news.
A family of five that uses Horizon Blue Cross Blue Shield (BCBS) is seeing their monthly premiums increase $300. Result: annual health care insurance costs of $17,705.
A small businessman with 44 on his group plan just got a 27.8% rate increase. Annual cost of that increase: $47,000. “I could have hired 2 entry-level people for this amount,” he said. “This is the biggest annual increase we have ever seen in our 29 years.” Blue Cross “was careful to assign about half of the increase to ‘new government mandates.’”
The monthly premium for another family’s BCBS policy went up 30%
“I run a small business now and have an individual insurance policy covering just me and my wife. Our carrier is Anthem BC/BS Virginia, and the plan was certainly not a ‘Cadillac’ plan even though expensive.”
- From 9/08 to 9/09, with a $2500 deductible, the cost was $1200 per month.
- From 9/09 to 9/10, the same policy was $1573 a month.
- In 8/10, I got a notice that next years premium was moving up to $2251 per month. I was outraged, could not understand any reason why my monthly health insurance premium on a so/so plan could cost more per month than most people pay for the house for a couple in their early 40s. (of course, other than Obamacare.) We had had basically no claims of any size the previous two years, but did have several prescriptions each.
- I called Anthem and asked why. Hilariously, they claimed that ‘not one single cent’ of my premium increase had anything to do with federal health care reform. I laughted at the woman and said I didnt believe her, that obviously it did. She kept wanting to change the topic, and sell me a different plan with a higher deductible. I held off, I had til end of Sept.
- Long story short, I investigated any other alternative out there. Virginia does not have any health insurance community pools for small business of course, since Dems didnt want that in the bill. Bottom line, I had three choices — risk it with no insurance, take a very high deductible, or try to find a part time job with insurance benefits somewhere (perhaps at the store that sells unicorns lol).
- In the end, I had to go with a $10,000 deductible policy, and still have to pay $1273 a month. I dread next September, for I know it will go up again, and again, to the point where I will eventually have no choices in the private market.”
“Our Fortune 100 employer is moving to a single HRA type plan with “in plant” clinics for routine and “preventive’ care. “IN PLANT” clinics! [What] happens to privacy and choice in this environment? What happen to those who don’t feel comfortable (or safe) giving up their medical history and family private issues to the company doc? Most see this as the company’s total capitulation to a government single payer future in return for short term favorable treatment by the feds (as they are our primary customer). Only the young and dumb (and democrat) see this as a good thing. For us, Obamacare has arrived.”
“20%. That’s the increase that went into effect on 09/01/10.”
“Our plan went up $308 per month from an original $505, and that is Blue Cross as well.”
“I spoke with a buddy of mine who works for a major airline and is getting a 52% increase in premium. The company told him it was in advance of Obamacare.”
Yes, I added the boldfacing.
I’ll stipulate that not all of these rising costs result from the new federal health care law. Health care is getting more and more expensive, especially as the average age of our population rises. No disagreement there.
But, a lot of those increases ARE because of the new federal health care rules. Rules that have been written…and rules that have yet to be written, as the federal government sets out to remake a huge section of our economy and transform the way Americans receive health care.
Supporters of the new health care law should remember that Americans, by a wide majority, begged Congress not to do this. Scott Brown won Ted Kennedy’s old Senate seat, in Massachusetts, in part because he promised Massachusetts voters that he’d be the 41st vote in the Senate against federal health care reform.
So, what did the Congress do in the face of such a wide outpouring of sentiment against the law? Let’s let Richard Trumka of the AFL-CIO tell us, as he commends Nancy Pelosi for getting the law passed:
“she drove it down the Republicans’ throats and out their backsides.”
So, let me get this straight: unions and Democrats were willing to totally trash the American health care system…just so they could stick it to Republicans? Sure sounds that way to me. When Richard Trumka talks, Democrats listen.
For those of you who have opened your Open Season packets—and nearly fainted when you saw the price increases—-are you OK with having your family’s health care used as a tool for partisan revenge?
(Isn’t the AFL-CIO urging Congress to use taxpayer money to guarantee the union’s generous pensions? Or is that just the United Auto Workers? Anyhoo…)
Many more people besides just Republicans will be paying the costs. And everyone is starting to catch on.
Let me repeat—no one I know disagrees that the American health care system has problems that need fixing. However, the way Congress chose to do it was opposed, vigorously, by a clear majority of the American people. Congress shouldn’t be surprised if those same American people choose to exact retribution the best way they can—at the ballot box. Congress asked for this.
We’ll see how people react on Tuesday.
P.S.:If you’d like to see Richard Trumka under oath, sweating, in front of a Congressional investigating committee—vote Republican on Tuesday.