It took a long time, but the Federal Parity Law is now in effect and health insurance plans should be covering mental health issues equal to issues related to the body.  It makes sense, after all the brain is part of the body!

Below is an excerpt from the most recent “E-News” from the National Alliance on Mental Illness.

For many group health plans, the Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act went into effect on January 1, 2010. The new law requires most group health plans to cover treatment for mental illness and substance use disorders on the same terms and conditions as medical conditions such as diabetes, heart disease, cancer and asthma. Specifically the new law bars health plans from imposing durational treatment limits (caps on inpatient days or outpatient visits) or financial limitations (higher cost sharing, deductibles or out of pocket limits) that do not also apply to medical-surgical coverage.

The effective date of the new law is actually the beginning of the first new plan year after October 3, 2009. The new law applies to all group health plans sponsored by employers with 50 or more workers.

• View NAMI’s factsheet on the new law
• View a Powerpoint presentation on the new law

Is Your Health Plan in Compliance With Parity?

NAMI is seeking information from individuals and families on how the new law is working. This information is critical to informing policymakers in the U.S. Congress and the Obama Administration on additional steps that may need to be taken to strengthen the law and ensure adequate enforcement. In addition, it is critical for NAMI to demonstrate to the larger public that parity is making a real difference in improving coverage of mental illness treatment and expanding access to critical medical services for children and adults living with mental illness.

One of the first populations to be targeted to loose the most when state funding is decreasing is the community of people living with serious mental illness. Local mental health advocates have seen the writing on the wall and Governor Brewer confirmed it with her State of the State address yesterday.

Governor Brewer wants to repeal the measures passed in 2000 requiring that all those below the Federal Poverty level be covered by the Arizona Health Care Cost Containment System, the state’s Medicaid System. If this is repealed, estimates of up to two thirds of the state’s citizens diagnosed with a serious mental illness will loose their coverage.

It’s obvious where they will go, or in worst case scenarios where these most vulnerable residents will be sent. Our emergency rooms will continue to be inundated with people seeking treatment for mild to serious symptoms and our prison system, already stretched to the limit will continue the latest trend as the nation’s mental health hospitals. Even the few lucky people that are able to afford an occasional visit to a private psychiatrist will have a difficult time paying for their medications. Many will have to make the choice between medication and food. Our homeless population already underserved and in crisis, will continue to grow.

Effective community based treatment is proven to be a more cost effective way to treat people living with mental illness. Hospitalizations and incarcerations are the most expensive, yet that seems to be where we are headed, especially now that the City of Tucson is also stopping funding for the mental health courts (another questionable cost saver). 

It seems like the dream of health care reform is turning into a nightmare.

It’s already starting…..including right here on the Tucson Citizen site……..the man, Major Nadil Malik Hasan was “crazy.”  If you have read any of my blogs before, you know how important it is to me to try and create a world where people living with mental illnesses do not feel stigmatized and one of the first steps is to stop using horribly discrimating terms like “crazy” or “crazed.”  Yes, I agree that someone who goes on a rampage killing 12 people and wounding at least 31 others is not of sound mind, but why don’t we take a look at why this happened? 

If you believe, as I do, that mental illnesses are illness just like any other, than why was this man, who supposedly treated other people with brain disorders, not receiving treatment himself?  Did  anyone not notice how he was struggling?  According to the “God Blogging” post on this site, NPR interviewed others at Walter Reed who said he was. 

Which brings us back to the same problem, the same issues that continue to plague people with mental illness and their families.  Because of the stigma, because of the inattention by our health care system that doesn’t think the mind is part of one’s physical health, because of an overburdened mental healthcare system, because people suffering from a mental illness can feel isoloated and abandoned by their support structure, people with diagnosable brain disorders are falling through the cracks.  One again, as President Obama called this tragedy, “a horrific” catastrophe has occured in this country.

Who knows what was going on in Hasan’s head……Certainly listening to war stories from our returning Veterans experiencing Post Traumatic Stress Disorder was not an easy thing to do, but why is it that no one saw the signs, especially when he was set to deploy at the end of the month? Maybe Major Hasan will be able to shed some light on our questions.