People I’ve metby Denise Early on Dec. 29, 2009, under Health
Ever since the Medicare Annual Election Period kicked off on November 15th, I’ve been very busy talking to seniors about their Medicare coverage. Here are a few of the people I’ve met and their stories.
Lydia is 80-years old and looks and acts like she’s 70. She must have good genes, but she also has a wonderful, upbeat attitude about life - which probably has a lot to do with her good health. Lydia lives on less than $900 per month from Social Security and she never realized she qualified for help from the state. I helped Lydia fill out the forms to apply for Medicare Cost Sharing and Lydia heard back from AHCCCS (Arizona Health Care Cost Containment System) in just two weeks.
Starting in January, the state will pay Lydia’s Medicare Part B premium ($96.40) as well as any co-pays she has for medical care. Medicare will pay first and AHCCCS will pay the balance. This will take a big load off Lydia’s mind.
Lucille is 78 years old and is concerned about all the co-payments that are part of her Medicare Advantage plan. She has been having dizzy spells and went to her primary doctor for a checkup. Her primary doctor sent her to a specialist, which cost her a $40 co-pay. That specialist sent her to another specialist, for another $40 co-pay. That doctor sent her to yet another specialist, so she had to pay one more $40 co-pay.
This last doctor told Lucille he could probably treat her problem, but that Medicare does not cover the service, which would cost about $300. Lucille is frustrated, confused and out a lot of money.