The Democratic Caucus provided a list of provisions in the health care bill that will take effect immediately. The legislation would:

*Prohibit pre-existing condition exclusions for children in all new insurance plans;

*Provide immediate access to insurance for Americans who are uninsured because of a pre-existing condition through a temporary high-risk pool;

*Prohibit dropping people from coverage when they get sick in all individual plans;

*Lower seniors prescription drug prices by beginning to close the donut hole;

*Offer tax credits to small businesses to purchase coverage;

*Eliminate lifetime limits and restrictive annual limits on benefits in all plans;

*Require plans to cover an enrollee’s dependent children until age 26;

*Require new plans to cover preventive services and immunizations without cost-sharing;

*Ensure consumers have access to an effective internal and external appeals process to appeal new insurance plan decisions;

*Require premium rebates to enrollees from insurers with high administrative expenditures and require public disclosure of the percent of premiums applied to overhead costs.

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