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	<title>Medicare and More &#187; Medicare Supplement</title>
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		<title>Medicare premiums: How much should you pay?</title>
		<link>http://tucsoncitizen.com/medicare/2012/12/31/medicare-premiums-how-much-should-you-pay/</link>
		<comments>http://tucsoncitizen.com/medicare/2012/12/31/medicare-premiums-how-much-should-you-pay/#comments</comments>
		<pubDate>Mon, 31 Dec 2012 18:15:32 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Arizona Medicare]]></category>
		<category><![CDATA[medicare part b premium]]></category>
		<category><![CDATA[medicare premiium]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medicare tucson]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=853</guid>
		<description><![CDATA[The Medicare Part B monthly premium will be $104.90 in 2013. It really should be $400. The federal government is subsidizing most seniors by paying 75% of the cost of their Medicare Part B. This subsidy is what politicians are talking about when they say there must be changes to Medicare. Medicare Part A has [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2012/12/31/medicare-premiums-how-much-should-you-pay/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Changes to Medigap coming?</title>
		<link>http://tucsoncitizen.com/medicare/2011/07/21/changes-to-medigap-coming/</link>
		<comments>http://tucsoncitizen.com/medicare/2011/07/21/changes-to-medigap-coming/#comments</comments>
		<pubDate>Thu, 21 Jul 2011 15:25:31 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[help with medicare costs]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[medicare change]]></category>
		<category><![CDATA[medicare debate]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medigap]]></category>
		<category><![CDATA[the future of medicare]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=477</guid>
		<description><![CDATA[The  never-ending discussions on reducing government spending are targeting Medicare. Seniors must pay more for their medical care, or they will use the health care system too much. Several plans have been proposed to force seniors to pay more and rely less on Medicare supplement insurance (a.k.a. &#8220;Medigap&#8221;). About 50% of people on Medicare have [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2011/07/21/changes-to-medigap-coming/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Seniors go to the doctor too much (continued)</title>
		<link>http://tucsoncitizen.com/medicare/2011/07/15/seniors-go-to-the-doctor-too-much-continued/</link>
		<comments>http://tucsoncitizen.com/medicare/2011/07/15/seniors-go-to-the-doctor-too-much-continued/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 16:18:29 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[medicare cost]]></category>
		<category><![CDATA[medicare cost cutting]]></category>
		<category><![CDATA[medicare hmo]]></category>
		<category><![CDATA[medicare managed care]]></category>
		<category><![CDATA[Medicare Supplement]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=472</guid>
		<description><![CDATA[An article in the Los Angeles Times looks at the question of making changes to Medicare that would require seniors to pay more of their medical costs. The article, &#8220;Raising Medicare Costs May Be Gaining Traction&#8221;, quotes various experts who study Medicare, and they answered my questions from yesterday&#8217;s blog post. Yesterday I posed the [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2011/07/15/seniors-go-to-the-doctor-too-much-continued/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Medicare and Social Security Disability Insurance</title>
		<link>http://tucsoncitizen.com/medicare/2010/08/12/medicare-and-social-security-disability-insurance/</link>
		<comments>http://tucsoncitizen.com/medicare/2010/08/12/medicare-and-social-security-disability-insurance/#comments</comments>
		<pubDate>Thu, 12 Aug 2010 18:01:24 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Arizona Medicare]]></category>
		<category><![CDATA[arizona medicare advantage]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[medicare advantage arizona]]></category>
		<category><![CDATA[medicare blog]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medicare tucson]]></category>
		<category><![CDATA[social security disability insurance]]></category>
		<category><![CDATA[ssdi]]></category>
		<category><![CDATA[ssdi arizona]]></category>
		<category><![CDATA[tucson medicare]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=196</guid>
		<description><![CDATA[Not everyone on Medicare is over 65. Since 1972, Medicare has provided health insurance to non-elderly adults with permanent disabilities who have received Social Security Disability Insurance (SSDI) payments for at least twenty-four months. A Kaiser Family Foundation study surveyed nearly 2,300 Medicare beneficiaries between the ages of 18 and 64 and found that they [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2010/08/12/medicare-and-social-security-disability-insurance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Business of Medicare</title>
		<link>http://tucsoncitizen.com/medicare/2010/07/30/the-business-of-medicare/</link>
		<comments>http://tucsoncitizen.com/medicare/2010/07/30/the-business-of-medicare/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 15:25:12 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Arizona Medicare]]></category>
		<category><![CDATA[arizona medicare advantage]]></category>
		<category><![CDATA[change medicare advantage plans]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[medicare advantage arizona]]></category>
		<category><![CDATA[medicare advantage tucson]]></category>
		<category><![CDATA[medicare change]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medicare tucson]]></category>
		<category><![CDATA[tucson medicare]]></category>
		<category><![CDATA[unicare medicare advantage arizona]]></category>
		<category><![CDATA[wellpoint medicare]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=184</guid>
		<description><![CDATA[Predictions that Medicare Advantage will disappear seem to be very wrong. I am one who predicted that companies would be getting out of the Medicare Advantage business due to cuts in funding and limits on profits that have been imposed by Democrats.   Here is an article I found on FoxBusiness.com that debunks my theory. [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2010/07/30/the-business-of-medicare/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>New Medicare Supplement Plan N: Very Popular</title>
		<link>http://tucsoncitizen.com/medicare/2010/06/11/new-medicare-supplement-plan-n-very-popular/</link>
		<comments>http://tucsoncitizen.com/medicare/2010/06/11/new-medicare-supplement-plan-n-very-popular/#comments</comments>
		<pubDate>Fri, 11 Jun 2010 20:49:21 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Arizona Medicare]]></category>
		<category><![CDATA[arizona medicare advantage]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[medicare advantage arizona]]></category>
		<category><![CDATA[medicare advantage tucson]]></category>
		<category><![CDATA[medicare arizona]]></category>
		<category><![CDATA[medicare blog]]></category>
		<category><![CDATA[medicare change]]></category>
		<category><![CDATA[medicare modernization]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medicare supplement arizona]]></category>
		<category><![CDATA[medicare supplement tucson]]></category>
		<category><![CDATA[medicare tucson]]></category>
		<category><![CDATA[plan n]]></category>
		<category><![CDATA[Plan N Arizona]]></category>
		<category><![CDATA[Plan N Medicare Supplement]]></category>
		<category><![CDATA[Plan N Tucson]]></category>
		<category><![CDATA[seniors]]></category>
		<category><![CDATA[tucson medicare]]></category>
		<category><![CDATA[turning 65]]></category>
		<category><![CDATA[turning 65 medicare]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=156</guid>
		<description><![CDATA[The brand new Medicare Supplement Plan N is proving to be very popular with seniors who want lower premiums but comprehensive coverage to fill the gaps in Medicare. I was just talking with a representative of a well-known Medicare Supplement company that has been overwhelmed with 30,000 applications for Plan N coverage.  I can&#8217;t provide [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2010/06/11/new-medicare-supplement-plan-n-very-popular/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Turning 65:  Your Medicare Choices</title>
		<link>http://tucsoncitizen.com/medicare/2010/05/29/turning-65-your-medicare-choices/</link>
		<comments>http://tucsoncitizen.com/medicare/2010/05/29/turning-65-your-medicare-choices/#comments</comments>
		<pubDate>Sat, 29 May 2010 20:30:40 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Arizona Medicare]]></category>
		<category><![CDATA[arizona medicare advantage]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[medicare advantage arizona]]></category>
		<category><![CDATA[medicare advantage tucson]]></category>
		<category><![CDATA[medicare and you]]></category>
		<category><![CDATA[medicare arizona]]></category>
		<category><![CDATA[medicare blog]]></category>
		<category><![CDATA[medicare choices]]></category>
		<category><![CDATA[medicare help]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medicare supplement arizona]]></category>
		<category><![CDATA[medicare supplement tucson]]></category>
		<category><![CDATA[medicare tucson]]></category>
		<category><![CDATA[new to medicare]]></category>
		<category><![CDATA[tucson medicare]]></category>
		<category><![CDATA[turning 65]]></category>
		<category><![CDATA[turning 65 medicare]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=149</guid>
		<description><![CDATA[If you are turning 65 in the next few months, you have choices to make concerning your Medicare coverage.  Are you still working and have employer coverage? Will you consider enrolling in a Medicare Advantage plan? Do you think a Medicare Supplement will be better coverage? Here is some information to get started in understanding your [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2010/05/29/turning-65-your-medicare-choices/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>New Medicare Supplement in AZ:  Plan N</title>
		<link>http://tucsoncitizen.com/medicare/2010/04/14/new-medicare-supplement-in-az-plan-n/</link>
		<comments>http://tucsoncitizen.com/medicare/2010/04/14/new-medicare-supplement-in-az-plan-n/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 17:52:40 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[aarp medicare]]></category>
		<category><![CDATA[aarp medicare supplement]]></category>
		<category><![CDATA[Arizona Medicare]]></category>
		<category><![CDATA[arizona medicare advantage]]></category>
		<category><![CDATA[bcbs medicare supplement]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[medicare advantage arizona]]></category>
		<category><![CDATA[medicare advantage tucson]]></category>
		<category><![CDATA[medicare arizona]]></category>
		<category><![CDATA[medicare blog]]></category>
		<category><![CDATA[medicare change]]></category>
		<category><![CDATA[medicare changes]]></category>
		<category><![CDATA[medicare modernization]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medicare supplement arizona]]></category>
		<category><![CDATA[medicare supplement tucson]]></category>
		<category><![CDATA[medicare tucson]]></category>
		<category><![CDATA[plan n]]></category>
		<category><![CDATA[united of omaha plan n]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=120</guid>
		<description><![CDATA[Beginning in June, new &#8220;modernized&#8221; Medicare supplement plans will be sold, including two new plans, M and N.  In Arizona, insurance companies don&#8217;t seem interested in Plan M, but they are offering Plan N.  Plan N is an interesting development for seniors because it will have a monthly premium that will be 25-30% less than [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2010/04/14/new-medicare-supplement-in-az-plan-n/feed/</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Medicare Advantage Plan Change: March 31 Deadline</title>
		<link>http://tucsoncitizen.com/medicare/2010/03/29/medicare-advantage-plan-change-march-31-deadline/</link>
		<comments>http://tucsoncitizen.com/medicare/2010/03/29/medicare-advantage-plan-change-march-31-deadline/#comments</comments>
		<pubDate>Mon, 29 Mar 2010 14:58:45 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[Arizona Medicare]]></category>
		<category><![CDATA[arizona medicare advantage]]></category>
		<category><![CDATA[change medicare advantage plans]]></category>
		<category><![CDATA[health net advantage]]></category>
		<category><![CDATA[Humana]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[Medicare Advantage]]></category>
		<category><![CDATA[medicare advantage arizona]]></category>
		<category><![CDATA[medicare advantage problems]]></category>
		<category><![CDATA[medicare advantage tucson]]></category>
		<category><![CDATA[medicare arizona]]></category>
		<category><![CDATA[medicare blog]]></category>
		<category><![CDATA[medicare change]]></category>
		<category><![CDATA[medicare changes]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medicare supplement tucson]]></category>
		<category><![CDATA[medicare tucson]]></category>
		<category><![CDATA[part d]]></category>
		<category><![CDATA[part d help]]></category>
		<category><![CDATA[tucson]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=114</guid>
		<description><![CDATA[After March 31st, seniors enrolled in a Medicare Advantage plan will be &#8220;locked into&#8221; their plan for the rest of the year.  Enrollees can still change their Advantage plan until March 31st. They can also go back to using their Medicare card and enroll in a stand-alone Part D plan.  These changes must be done by March [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2010/03/29/medicare-advantage-plan-change-march-31-deadline/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>AARP Medicare Supplements: Lower Premiums Announced</title>
		<link>http://tucsoncitizen.com/medicare/2010/03/12/aarp-medicare-supplements-lower-premiums-announced/</link>
		<comments>http://tucsoncitizen.com/medicare/2010/03/12/aarp-medicare-supplements-lower-premiums-announced/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 15:39:39 +0000</pubDate>
		<dc:creator>Denise Early</dc:creator>
				<category><![CDATA[Health]]></category>
		<category><![CDATA[aarp medicare]]></category>
		<category><![CDATA[aarp medicare supplement]]></category>
		<category><![CDATA[Arizona Medicare]]></category>
		<category><![CDATA[bcbs medicare supplement]]></category>
		<category><![CDATA[Medicare]]></category>
		<category><![CDATA[medicare arizona]]></category>
		<category><![CDATA[medicare blog]]></category>
		<category><![CDATA[medicare change]]></category>
		<category><![CDATA[Medicare Supplement]]></category>
		<category><![CDATA[medicare supplement arizona]]></category>
		<category><![CDATA[medicare supplement tucson]]></category>
		<category><![CDATA[medicare tucson]]></category>
		<category><![CDATA[modernized medicare supplements]]></category>
		<category><![CDATA[tucson medicare]]></category>

		<guid isPermaLink="false">http://tucsoncitizen.com/medicare/?p=100</guid>
		<description><![CDATA[AARP/UnitedHealthcare has released  rates in Arizona for its “Modernized Medicare Supplements” which take effect after June 1, 2010.   All  post-June AARP Medicare Supplement rates will be about 7 percent lower than current rates. Plan N, a new Medicare Supplement, will be offered with even lower premiums. Currently, an AARP Plan F Medicare Supplement for a 65 year-old costs [...]]]></description>
		<wfw:commentRss>http://tucsoncitizen.com/medicare/2010/03/12/aarp-medicare-supplements-lower-premiums-announced/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
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