healthcare.gov: something goodby Denise Early on Oct. 14, 2013, under Health
Ask and you shall receive. I guess I wasn’t the only one asking healthcare.gov to allow people to look at health plans without having to go through the torturous steps involved in the original “shopping” and enrolling program. There is now an option to see health plans and premiums and get an estimate of the subsidy a person will receive.
This option is not nearly as good as the Connecticut exchange provides, but it allowed me to get some estimates for one of my clients. I was able to tell her what she will pay for health insurance options she will have in Tucson. And I was able to give her very good news because her income is not much above the level that would qualify her for AHCCCS (Medicaid).
Eva cut way back on her sales work a couple of years ago to take care of her elderly parents. She’s without health insurance now and knows she can’t go long without it because she is 63 years old. She’s fairly healthy, but wants health insurance and is willing to pay for it. But it turns out, at her current income level, she won’t pay much.
I was especially pleased to be able to look at plans side-by-side, except that I had to then go to the insurance company websites to get details about the coverage. This is a real pain because healthcare.gov only provides the name of each available plan and the premium – but it does not provide any details. So I had to go the the company websites to see what the plans actually look like and if any services are covered by co-pays, or if everything comes under the deductible. This is a real pain and very time consuming. But at least it’s a start.
Use this link to get started: