Around 900,000 people living in Arizona do not have health insurance. Over 90% of them will get help from Obamacare.
94% of uninsured people in Tucson will get help paying for their health insurance under Obamacare, according to Enroll America. Based on census data, 50% of the uninsured in Tucson would qualify for expanded Medicaid. In Arizona, Medicaid is run by AHCCCS, pronounced “access” (Arizona Health Care Cost Containment System). 44% of uninsured Tucsonans would qualify for help with their health insurance premium.
Currently, 85% of Americans get health insurance through their employer, so they are not affected by the health insurance mandate that is part of Obamacare. Starting in January 2014, everyone under 65 years of age must have some type of health insurance. People who purchase health insurance through their state exchange can get help with their premium if their income is less than 400% of the federal poverty level.
In Pima County, Arizona, over 60,000 people currently do not have health insurance, according to Enroll America. In central Tucson, about 16% of residents are uninsured. Up in Oro Valley and Marana, fewer than 10% of residents are uninsured.
In Pinal and Gila counties, 85,000 people are uninsured, or 24% of the population. 59% of the uninsured in those two counties would qualify for AHCCCS if it is expanded to cover people who earn up to 138% of the federal poverty level. 32% would get help with their health insurance premium based on their income.
In Santa Cruz, Cochise, Graham, and Greenlee counties, 34,000 people do not have health insurance. 63% would qualify for AHCCCCS, and 32% would get help with their health insurance premiums.
The numbers for Maricopa county are broken up into about 20 areas, so you’ll have to check out the map to get the details. In one section of Maricopa County, on the southwest side, 30% of residents are uninsured.
This is about people who need individual or family health insurance coverage.
Who gets AHCCCS and who gets premium help depends on their income and how many people are in their household. A single person earning up to $45,960 per year will get help with health insurance premiums. A family of four earning up to $94,200 per year will also get help with their premiums. These caps are four times higher than the federal poverty level.
Individuals and families who make less than 133% of the federal poverty level would qualify for AHCCCS – if the Arizona state legislature agrees to accept federal money to cover the expansion of the Medicaid program. People at this income level will not pay a premium for their health insurance because it will be provided through AHCCCS (the state).
On October 1st, 2013, health insurance exchanges will open in every state. People who need individual health insurance will be able to go online to pick a health insurance plan. Most of the application for coverage will involve information about a person’s income because this is how the premium subsidy will be determined. The premium will be based on a person’s age and not their health. No one will be refused coverage because of their health.
There will also be a health insurance exchange for small businesses.
Few details are available to date, but more will be coming soon. In June or July you can expect to start hearing a lot about Obamacare (the Affordable Care Act). How many companies will be offering health insurance through the exchanges and what their premiums will be should be available this summer.