Tucson Citizen.com

Free Financial Recovery Class – Effects of Foreclosures and Short Sales on your Credit

by on Feb. 07, 2012, under Press Releases

Saturday- March 10th, 2012

8:00 AM – 12:00 PM

The class is taught by Patrick Ritchie, author of The Credit Road Map. Over the past ten years, Patrick has taught thousands of people around the country about credit. This course was originally developed by Patrick for the Federal Reserve Bank ofSan Francisco for train-the-trainer workshops.

Each attendee receives workbook and has the opportunity to bring their questions.

If you know a homeowner who is struggling and needs some answers, or has already lost their home and looking to get back on track, please share this link with them:

www.tucsonhomeloss.com

Financial recovery topics to be covered include:

Avoiding Fraudulent Foreclosure Rescue Operations

  • Budgeting for Survival
  • Credit Ramifications in a Mortgage Crisis
  • Potential Legal Ramifications in a Mortgage Crisis
  • Surviving Debt
  • Rebuilding and Correcting your Credit

The class focuses a lot on the credit report, we will review sample credit reports and study common errors often overlooked by consumers. There are a lot of example case studies we will discuss to give the material a real world feel, I am a firm believer that theory is not relevant for someone trying to get their financial life back together. Our focus is on solutions to best prepare the class to move forward toward recovery.

The date for this class is Saturday, 8AM to 12PM, March 10, 2012

The class is held at the beautiful Radisson Hotel,Tucson,AZ.

Go to www.tucsonhomeloss.com to register for your seat and to reserve your Free booklet. The ticket to the event will be e-mailed or mailed directly to you. Or call 520-468-5528 to get tickets as this event is filling up, leave your name, phone number and we will get back to you.

It is a four-hour course, and it goes by fast, there is a lot of information. Some of the sub-topics we discuss are:

Dealing with creditors and collection agencies

  • Rights and protections for consumers
  • Employment issues stemming from credit
  • Protecting yourself from credit abuses
  • How long will the credit be impacted
  • What to do now in order to buy a house again the soonest
  • Step-by-step course of action to correcting your credit report

About the Instructor

Patrick Ritchie is the author of The Credit Road Map, an in-depth look into how the credit world works. He has spent the past decade as a lender reviewing thousands of credit reports to prepare clients for the underwriting of their loans. Patrick is a guest finance lecturer for the Ohio State University Fisher College of Business and Arizona State University W.P. Carey School of Business. He is an approved instructor with the Arizona Department of Real Estate, Ohio Department of Real Estate, and a Senior GRI finance instructor for the Arizona Association of REALTORS®. Patrick operates the Ritchie School of Real Estate Finance, which provides continuing education for professional licensing in real estate, financial planning, and accounting. He serves as a member of the USA Today Small Business Panel and is a former Evans Scholar. His book, The Credit Road Map, is approved by the National Association of REALTORS® and is used in finance and real estate classes in college courses. Internationally, Patrick teaches graduate students from the Korea Advanced Institute of Science and Technology (KAIST) about the American banking and credit system at the Ohio State University. He has spoke at the National REALTOR® Conference and Expo, many state association functions, and writes articles for REALTOR® Magazine.

Patrick wrote a foreclosure prevention and response program through a grant from the National Association of REALTORS® to educate the real estate industry as well as homeowners. Patrick was invited by the Federal Reserve Bank ofSan Francisco to teach at training workshops for theArizona and Nevada Foreclosure Prevention Task Forces.

Patrick has a Bachelor of Science in Business Administration from theOhioStateUniversityand a Master of Legal Studies from Arizona State University Sandra Day O’Connor College of Law. He is certified by Westlaw in advanced legal research and holds a certification in the Fair Credit Reporting Act.


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