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Following is a letter forwarded to me by a local combat veteran of the Marine Corps. His name has been deleted, but he has given permission to publish his petition for explanations for the declination of life insurance as a result of having a PTSD diagnosis. ( Note. Since this was posted the author has elected to share his name. It is Pete Bourret. He is a combat veteran of the Marine Corps who served in Vietnam.)

I am familiar with this very sad fact of life. I am equally conversant with its prevalence and the gross lack of justice involved. The impunity embedded in our nations Insurance industry is soon to become a national disgrace. The irony of the fact that a warrior can defend his/her nation and its system of capitalism and in turn not be qualified for life insurance, is beyond comprehension.

Someone, somewhere, has created some bogus science that states that Post Traumatic Stress shortens ones life span. This veteran is asking to see proof of this assertion. I am asking to see studies, from either the National Institute of Health or the VA, that indicate this confabulation.

Can you imagine the impact on a young soldier with a family when they learn that the mental health care they received on the heels of war is preventing them from protecting their very own family’s finances. I see rage on the horizon. I see class action law suits. And worse, I see the myriad of caring outreach programs at Vet Centers and VA clinics backfiring when the word travels that you are sealing off your future financial options. Who do these folks think they are? Maybe we should just draft all executives in the insurance industry first.

So the citizen soldier who is wounded in war is rendered incapable of being a full citizen in the country they just upheld. Is there a more poignant hypocrisy to be found?

We will be re-visiting this open wound in the veteran community over the next several months. Possibly, the parent company of the Citizen, Gannett, can help us out with a feature article in USA Today, which is known for its veteran and military coverage. Or are they too owned by the Insurance Industry?

November 11, 2009

Pruco Life
PO Box 8660
Philadelphia, PA 19176-8660

Denise Holmgren
Vice President, Underwriting:

This letter is in response to your companies response to my request for specific information, which I have requested on multiple occasions yet have failed to receive; a copy of your original letter will not suffice.

Please advise me if I should conclude that your determination of my uninsurability was based on my Post Traumatic Stress Disorder diagnosis in general. I ask this because I have repeatedly requested the specific information (three times) that you utilized in your determination; however, I only received several hundred pages of my VA mental health records without any specific details. Let me be as clear as I can be: I expect you to submit to me the specific language that caused your organization to draw the conclusion that I am not an appropriate candidate for life insurance.

This is my last request for this information that you have an obligation to provide to me in a timely manner. I find it ironic that I am writing this letter to your organization on Veterans’ Day, yet it seems that your company fails to honor veterans who served and became casualties of war. The fact that your organization believes that a veteran with a PTSD diagnosis is a poor candidate for a life insurance policy shows that there is great ignorance about this diagnosis within your organization. Had you bothered to check with my psychiatrist because of a concern, you would have discovered that I am much more than the basic notes that he wrote. You were too busy to do that because we know that the business of American business is the bottom line. For veterans like myself, when I volunteered to serve as a combat Marine in Vietnam in 1967 and 1968, my bottom line was to defend your freedom and to protect my fellow Marines. I guess our values do not coincide.

In closing, I ask you to re-evaluated your process for determining insurability in the area of Post Traumatic Stress Disorder. Regardless, it only makes sense that potential recruits to the Armed Forces should be made aware through full disclosure that serving is also hazardous to their insurability should they be traumatized by of combat. As a retired English teacher with too much time on his hands, I will gladly set the educational process in motion. I think it is time that people learn how your organization actually “supports” the troops.

Happy Veterans’ Day,

Peter Bourret/USMC

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234 years of Semper Fidelis;Always Faithful. Happy Birthday fellow Marines. The title cannot be inherited. Nor can it be purchased. You and no one alive can buy it for any price. It is impossible to rent and cannot be lent. You alone and our own have earned it with your sweat. blood and tears. You own it forever’ the title ‘United States Marine.”

Be safe Marines. Mike Brewer/ 7th Marines/ 1st Marine Air Wing.

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It looks like we may have a new kid on the block. After this weekends Nam Jam at Kennedy Park, some of the old timers, including myself as one of the original sponsors (La Placita Partners), proposed the idea of Nam Jam morphing itself into Sand Jam to honor the Iraq and Afghan Veterans. After 22 years of running the show, it may well be time to turn over the baton. I think this would be a gang buster idea, as a way to mature this fine local event that was trademarked years ago with the foresight of Pete Duer.

Discussions are underway with the local Vets4Vets organization, which is national in scope, and based here in Tucson. Contact will be made with the Iraq Veterans of America also.

Should any of our readers have suggestions or want to participate in the creation of an exciting new concert venue, please log your suggestions here.

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The 22nd annual Nam Jam is tomorrow Saturday Nov.7th at Kennedy Park. Starts at 9am and runs until 7pm. The event is free. The parking is free. Beer sales start at noon. The participating Bands are: The Rowdies/ Angel Perez Band/ Blue Horse Blues/ Sarge Lintecum/ Dirtnap/ Bobby Soto &Los Recuerdos/ and Steel Ribbon closing out with their traditional Santana set. Steel Ribbon is lead by one of VVA’s first presidents and retired KOVA photographer Jim Randall.

Nam Jam has become a signature event for southern Arizona veterans and many of our guests who travel to just spend the day in fellowship with their comrades.

As one of the early organizers and a Past President of VVA I can testify to the importance of our coming together as a family of common experiences. My adult children and my wife will also acknowledge how meaningful it has been for them to congregate with other children and spouses of Vietnam Vets.

While it is rumored that Nam Jam may be seeing its days, I for one think it should continue in some form as there remains to be quiet healing that occurs in silent ways at this event.

The Vietnam War altered this nation with an indelible ink. Our generation of men and women warriors continue to bring insights to the new the soldier, sailor and Marine combatant.That link is too important to not keep alive. In fact it is a linkage that gives the young troops meaning, even when it is absent. We know that path.

I would like to see a segue of Nam Jam into Sand Jam. The OEF/OIF Vets can take this 22 year tradition of gathering in solidarity and call it their own, and us Grampas can help them pour the beer!

Nam Jam is a trademarked name. Meaning this is one of a kind in Tucson.

For two decades Nam Jam proceeds have helped the homeless, families, dependents, widows and orphans of Veterans. They have worked diligently to educate the public about the truth of Agent Orange,(which still has untold effects) and the status of POW/MIA’s, a problem that has yet to be abated.

So, what do the readers of Veteran Veritas think about launching SAND JAM to join forces with Iraq and Afghan Veterans to keep the event alive and well for the next generation of veterans? Please comment. Mike

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Do any of you recall the days when maybe we heard about a poll three times a year? The first 10 years of the 21st Century are going to be known as the ” The Decade of Management by Polling.”

This of course is followed up with the standard coffee shop talk where all those ask each other, “but have you ever been polled yourself?”

I am 62 years old, with 40 years of civic involvement, and I have never once been polled about any topic, retail or politics.

So howabout you all? This is the Poll. Have you ever been polled about anything? Yes or No?

I want to see if the standard deviation applies to a generic poll with no subject. Why because I am paranoid. (tsk) I swear the pollsters have subscriptions lists. Meaning if you are an avid reader, you never get polled. Ok, rib if you like, but prove me wrong.

And then I intend to follow up with a couple of polls scripted just for the readers of this BLOG.
The first one will follow this posting.

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capitol-domeThese statistics pretty much tell the story of how the village feels about partisan politics. Nearly 28% of the voters are Independent registrants. I am told that number is rapidly rising.

Are these folks marginalizing themselves for a reason? Is the duopoly just not their cup of tea? What is the true profile of the Independent? When is the last time you ever heard the word, “Platform?” What is the party platform? It appears to me that the dyed in the wool ideologues should have a party of their own. Any operator of a business lives with the dictum, “the market speaks.” It is clear as can be that the market place of the voters is speaking, and they do not like the menu that is offered.

Have the readers heard of the WHIG party that has metamorphosed? I am told they are comprised of a large number of young veterans.

Voter registration (City of Tucson)
Ward 1 – Dem / 20,644, Rep / 5,786, Lbt / 262, Grn / 102, Ind / 10,354
Ward 2 – Dem / 18,249, Rep / 17,505, Lbt / 305, Grn / 79, Ind / 12,680
Ward 3 – Dem / 14,777, Rep / 6,225, Lbt / 317, Grn / 209, Ind / 9,184
Ward 4 – Dem / 15,933, Rep / 15,836, Lbt / 306, Grn / 53, Ind / 12,865
Ward 5 – Dem / 15,086, Rep / 3,775, Lbt / 265, Grn / 75, Ind / 8,516
Ward 6 – Dem / 19,624, Rep / 8,735, Lbt / 405, Grn / 273, Ind / 10,924
Totals – Dem / 104,313, Rep / 57,862, Lbt / 1,860, Grn / 791, Ind / 64,523 – 229,349

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Members of the American Legion have many common bonds, and the Legion would like to hear from you about the nature of those common threads. A passion for community service, patriotic voices, and a bent toward caring about national security. From the trenches of France to the sands of Afghanistan we all have a common bond of having served our nation in time of need.
No one who served in the Military comes out unchanged, be it a two year hitch or a 20 year career.
The American Legion wants to know in 200 words or less how your service in the Armed Forces impacted your life. Was it the discipline,the teamwork, the mission oriented life, or simple fellowship that colored your life today.
Send you submissions to’ “myservice@legion.org” or snail mail to;
American Legion Magazine
PO Box 1055
Indianapolis,IN. 46206

We can also have some fun on this post by hearing from our readers about your Military experience. Would you want your children to serve in the Armed Forces?

Job Well Done

Job Well Done

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I say, God bless the work of VVA and its diligent band of advocates. Without these tireless men and women, the doors may well have never opened for like kind claims.
Institute of Medicine (IOM) releases Agent Orange research results

PRESS RELEASE
VIETNAM VETERANS OF AMERICA

IMMEDIATE RELEASE
July 24, 2009

No. 09-24

Contact:
Mokie Porter
301-996-0901

VVA to VA: Don’t Wait for Us to Die: Grant Association to Agent Orange Exposure For Parkinson’s, Heart Disease, Hypertension

(WASHINGTON, D.C.) – After reviewing scientific studies of the past few years, the Institute of Medicine of the National Academy of Sciences has determined there is “limited or suggestive evidence” of an association between Parkinson’s disease and ischemic heart disease with exposure to Agent Orange.

“We thank the IOM for their efforts and applaud them for their conclusions,” said John Rowan, National President of Vietnam Veterans of America (VVA). “Now, we urge the Secretary of Veterans Affairs to immediately make Vietnam veterans with either of these conditions eligible for disability compensation as well as health care, and we will petition him to do precisely this.

“We also urge the Secretary to reconsider hypertension, which the IOM, in its 2006 report concerning Vietnam veterans and Agent Orange, also found elevated evidence of an association,” Rowan said.

“We do believe that the IOM must focus on what we consider to be the very real association between a veteran’s exposure while serving in Southeast Asia and the birth defects, learning disabilities, and cancers, not only in his children but in his grandchildren as well,” Rowan said. “We continue to get far too many calls from the children of veterans who wonder if their father’s experiences in Vietnam-and along the demilitarized zone in Korea in 1968 and 1969-has any connection with their health issues and now those of their children.

“Let’s not wait until we die, and for our children to be forgotten,” Rowan said. “The time for real action is now.”

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SEE NOTE IN PARAGRAPH 4. In all my years as a Veterans Benefits Counselor, I have never had a experience of fulfillment and joy like the last 72 hours.

The article I posted about the new VA findings regarding the now service-connected aspect of ALS and the consequent benefits that can be gained by the widows, resulted in calls from California, Arkansas, Texas, New York. and Florida from the spouses of now deceased veterans who passed on from Lou Gehrig’s Disease.

The sense of completion and use of talents has never been as rewarding as it has been to direct these women to the proper channels to get those benefits. I am overwhelmed at the power and reach of the Internet. If there are others, I can be reached at 520-808-3907. God speed to the widows.

Notice to all readers. I am a disabled Veteran myself, and have become a bit overwhelmed with the volume of calls to my cell phone. I love helping, but this is a bit much for one ole Marine. I have now answered 144 calls and loved talking to all of you fine folks. Yet I am going to request of any future callers to try the following first, and then call or email me with any problems you may have.

Call the VA line at 1-800-827-1000 and waltz through the voice promptings to Disability Benefits, then hit ‘0′ for an operator and they will answer in your area. Tell them you want a package for widows, DIC benefits for ALS/ Lou Gehrigs’ Disease,and they will get a package to you right away. It is self explanatory. I would then take the claim package to a local American Legion and have them submit it for you, as you then have a local advocate to check on the status your claim.

Should you have problems, you can email me at “pointmanchaplain@aol.com”

God Bless you all. Mike Brewer/USMC

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Tomorrow night, Saturday the 25th at Hotel Congress 6-10pm is our benefit concert supporting the Returning Veteran Program at the Merritt Retreat Center. The band “Still Cruisin” accompanied by the “Shere Delites” are performing for us. Veterans are free. Donations accepted for Merritt Center 501-C-3. See “MerrittCenter.org”
What was once known as shell shock and now as Post Traumatic Stress, has come to the foreground in recent years as veterans of war transition to civilian life. We have learned much about this gap of time that can be critical to the quality of life of the veteran. The Merritt Center four week basic training for recovery and healing was designed with great care and compassion by one woman named Betty Merritt.
The Merritt Center and Lodge is a non-profit retreat center in Star Valley, Payson, Az. It was founded in 1987 by Betty for individual or group renewal and empowerment skills. In talking to veteran friends Betty learned that “combat is nasty stuff.’ Her dream was to ease the pain and anguish of these men and women and prevent the self destructive behavior that families witnessed in the Vietnam Veteran who was seldom welcomed in polite company. The program is spread over several months and attempts to provide new structures of self and a release from the traumatic triggers and residual symptoms of combat stress. The staff are all volunteers and provide their services gratis to the vets. From professional therapists to the cooks, everyone is a volunteer. The family like setting and the freedom of the forest creates a perfect, safe setting to simply let go. The validation and trust that comes with a group of vets who all have one thing in common is the source of a level of healing that cannot be found in a traditional setting. Having been involved in the program as a graduate, and now as a Mentor for 3 years, I can attest to the efficacy of this very unique and sacred place.
With a spiritual focus the participants are able to look at what brings them solace as they drop some of the triggers that loop them into the “fight or flight” syndrome, that frequently lead to vocational and marital problems.
While the program was designed for the OEF/OIF and Afghan veteran, it was discovered that there was still some healing to be done in the general veteran population. Which is to say that the participants are coming from all wars. One evening we had 5 wars around the supper table! Where in American history has that ever occurred? It is quite clear that the effects of war are timeless and have no respect for rank or position in life. To have that experience with a band of brothers is simply transforming.
The Returning Veterans Program costs the Merritt Center approximately $150 for each of the 4 weekends. With the help of the volunteers and private donations the retreat remains free to any combat veteran of any war. We hope to keep it that way forever.
There is also a program for Women that will include the wives of the military. The woman’s program just completed their second retreat.
The dates for the Men’ Retreat beginning in 2010 are; January 15-17. March 5-7. May 14-16. July 9-11.
The dates for the Women’s Retreat are: Feb. 5-7. April 16-18. June 4-6. July 30th-Aug 1st.

Call for application at 928-474-4268. or email “betty@merrittcenter.org.”

The famous thousand yard stare

The famous thousand yard stare

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